The month of June saw a sharp fall in the mortgage approvals. This clearly indicates that there is a dip in the housing market in UK.
As per the data of Bank of England the mortgage approvals for purchasing homes went down by 3.7% to 47,643. The spring season saw a rise in the number of approvals but
In the month of June it declined back. This is the same with remortgages as even they fell by 2.6% to 24,949 in the month of June for 3 months in a row.
With the lowering of mortgage approvals it can be said that property-secured lending will fall in the months to come. The lending figures rose by £0.7 billion and grew by 0.1% for the month and by 0.9% for the year. The credit card lending saw a rise of £0.1 billion during the same month.
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On the other hand the housing rates started slumping down during the month of July. The drop was of 0.5%. The average rate per house was £169,347 and the inflation rate was of 6.6%.
The financial crisis in UK still exists and it will take time for people to get back the economic stability. Until that time, many people are uncertain about their jobs and income sources and in such a situation, they cannot think of purchasing a home by taking a mortgage. Builders who are developing new properties considering the high demand are tackling the problem of shortage of homes. This has also led to the rise in the housing prices.
Post Office Credit Card comes with payment plans at low interest rates. Post Office Mastercard provides free purchase protection with a 90 day insurance on the product purchased.
Previous Post:Even Pets deserve a Healthy Lifestyle
Tuesday 31 August 2010
Sunday 22 August 2010
Even Pets deserve a Healthy Lifestyle
Keeping a pet and making sure he is insured is the first and foremost thing every responsible pet owner does. But the responsibilities do not end here. Apart from all this pets also require care and pampering and a healthy lifestyle.
The way we humans take care of our health and take the necessary precautions against any health hazards, even the pets need to be treated the same way. Having a pet insurance does not mean that the pet is insured and if anything happens to it the expenses will be borne by the insurer. They need proper care and attention too.
Many pet owners do not follow the proper diet pattern for their pets. They feed them with food which at times is not suitable for them and can even cause serious health issues. There are other cases too wherein the pets are over fed and become obese which leads to numerous complications like heart issues, diabetes, arthritis etc. Also they are not used to regular exercising and physical activities which restricts their growth and development.
Pet animals are as same as we humans are; if we consume something that does not suite our body it will have dangerous effects, the same is with them. They also need exercise; grooming, recreational activities to keep them fit and stay happy. It is the duty of the pet owners to make sure their pets feel safe and are strong enough to fit diseases.
There are pet training centers and counselors who give useful advice on how to raise pets and give them a healthy lifestyle. We all take steps towards a healthy lifestyle then why not pets.
Post office car insurance covers breakdown, EMI, easy claim and immediate cover etc. With Post office car insurance you can get motor legal protection and 24x7 post office car helpline.
Previous Post:SHOW ME THE MONEY
The way we humans take care of our health and take the necessary precautions against any health hazards, even the pets need to be treated the same way. Having a pet insurance does not mean that the pet is insured and if anything happens to it the expenses will be borne by the insurer. They need proper care and attention too.
Many pet owners do not follow the proper diet pattern for their pets. They feed them with food which at times is not suitable for them and can even cause serious health issues. There are other cases too wherein the pets are over fed and become obese which leads to numerous complications like heart issues, diabetes, arthritis etc. Also they are not used to regular exercising and physical activities which restricts their growth and development.
Pet animals are as same as we humans are; if we consume something that does not suite our body it will have dangerous effects, the same is with them. They also need exercise; grooming, recreational activities to keep them fit and stay happy. It is the duty of the pet owners to make sure their pets feel safe and are strong enough to fit diseases.
There are pet training centers and counselors who give useful advice on how to raise pets and give them a healthy lifestyle. We all take steps towards a healthy lifestyle then why not pets.
Post office car insurance covers breakdown, EMI, easy claim and immediate cover etc. With Post office car insurance you can get motor legal protection and 24x7 post office car helpline.
Previous Post:SHOW ME THE MONEY
Monday 9 August 2010
“SHOW ME THE MONEY”
In this age where monthly earnings are simply overwhelmed by the monthly payment bills, one can’t help but look forward to money lenders and loaning agencies as angels descended from heaven. When it comes to sudden and urgent requirement of money for an unforeseen incidence like an abrupt accident or illness or some urgent repairs which can’t wait for your next salary and wherein you desperately need someone to come over and fix up your woes. This is where the ‘Instant Cash Advance Loans’ come in very handy and helpful. The famous ‘Payday Loan’ that a person usually relies on for such circumstances where in he receives a particular amount to meet with his expenses if he is falling short on finances. A payday loan is to be repaid on the next salary or paycheck.
There has been a sharp growth by 130% during the attack of the ‘Great Recession Period’. Companies’ offering payday loans are many as advertisements can be seen everywhere in the streets and online. There is no credit check whatsoever done as in with the traditional type of loans, here while your application for a payday loan the company directly checks onto the details of your bank that you provide them with. This is how they look at getting their loaned ‘Instant Pay Day Loan’ money refunded at the end of the month when your salary beckons. These instant payday loans help you payback the excessive bills that you are not able to otherwise until the next salary.
However, these plans are always too tempting that we ask for more then we need (basic human nature). These instant loans are for some urgent but basic requirement of instant finance. The amount of loan that you ask for and are given to you will be directly cut from your next pay check, so basically watch what you ask for. But all in all people who want some urgent finance to pay some medical bills, then the instant payday loans are a saving grace until your next paycheck arrives.
Instant cash advance loan is most popular loan, due to the benefits of instant cash advance loan it is preferred by people. East instant cash advance payday loans has both advantages and disadvantages.
Previous Post:Post office travelers get most competitive rates on Travel money
There has been a sharp growth by 130% during the attack of the ‘Great Recession Period’. Companies’ offering payday loans are many as advertisements can be seen everywhere in the streets and online. There is no credit check whatsoever done as in with the traditional type of loans, here while your application for a payday loan the company directly checks onto the details of your bank that you provide them with. This is how they look at getting their loaned ‘Instant Pay Day Loan’ money refunded at the end of the month when your salary beckons. These instant payday loans help you payback the excessive bills that you are not able to otherwise until the next salary.
However, these plans are always too tempting that we ask for more then we need (basic human nature). These instant loans are for some urgent but basic requirement of instant finance. The amount of loan that you ask for and are given to you will be directly cut from your next pay check, so basically watch what you ask for. But all in all people who want some urgent finance to pay some medical bills, then the instant payday loans are a saving grace until your next paycheck arrives.
Instant cash advance loan is most popular loan, due to the benefits of instant cash advance loan it is preferred by people. East instant cash advance payday loans has both advantages and disadvantages.
Previous Post:Post office travelers get most competitive rates on Travel money
Wednesday 4 August 2010
Post office travelers get most competitive rates on Travel money
Traveling to foreign countries cashless is an easy thing to do with Post Office travel money. Post Office travel money offers people services like Foreign currency exchange, Travelers cheques, Travel Money card and useful and handy travel money tips.
Post Office Foreign Currency service has a 0% commission policy on currency exchange except for UK sterling and pound. Customers can order their currency money online and it delivered at their doorstep. They also have the option of asking for a traveler cheque that they can take along with them on their trip abroad and later on withdraw the money in the currency of that particular country. They also offer free delivery on weekdays for orders over £500.
The travelers cheques are handy when traveling abroad and carrying high cash amounts is not possible. The advantage of Post Office’s travel cheques is they are accepted worldwide and can be replaced within 24 hours if lost or stolen.
The Post Office’s Travel Money Card is yet another alternative for not carrying cash when abroad. The card makes withdrawal possible 24 hours a day, 365 days a year and has millions of ATMs across the globe. The card can be topped up with a minimum of £50 and maximum of £2,500.
Post Office’s website is a major source of travel tips that people can look at. Their site offers insights on travel money rates, travel money tips and more.
So next time you are planning your travel make sure you visit Post Office website for your travel insurance, travel money and other needs etc.
Exchange rates post office : Post Office Exchange Rates offered by post office exchange are exciting foreign currency exchange rates. Traveller’s cheques and foreign currency exchange too are offered at competitive rates.
Previous Post: HSBC Makes profit of $11.1 Billion
Post Office Foreign Currency service has a 0% commission policy on currency exchange except for UK sterling and pound. Customers can order their currency money online and it delivered at their doorstep. They also have the option of asking for a traveler cheque that they can take along with them on their trip abroad and later on withdraw the money in the currency of that particular country. They also offer free delivery on weekdays for orders over £500.
The travelers cheques are handy when traveling abroad and carrying high cash amounts is not possible. The advantage of Post Office’s travel cheques is they are accepted worldwide and can be replaced within 24 hours if lost or stolen.
The Post Office’s Travel Money Card is yet another alternative for not carrying cash when abroad. The card makes withdrawal possible 24 hours a day, 365 days a year and has millions of ATMs across the globe. The card can be topped up with a minimum of £50 and maximum of £2,500.
Post Office’s website is a major source of travel tips that people can look at. Their site offers insights on travel money rates, travel money tips and more.
So next time you are planning your travel make sure you visit Post Office website for your travel insurance, travel money and other needs etc.
Exchange rates post office : Post Office Exchange Rates offered by post office exchange are exciting foreign currency exchange rates. Traveller’s cheques and foreign currency exchange too are offered at competitive rates.
Previous Post: HSBC Makes profit of $11.1 Billion
Tuesday 3 August 2010
HSBC Makes profit of $11.1 Billion
As the bad debts fell the profits of the first six months of HSBC for the year 2010 doubled. The bad debts were the lowest ever since the financial crisis began and the bank’s investments gave great returns too. The profits soared to $11.1bn from $5.02bn the previous year.
HSBC was in profits in every region except North America where it faced losses of $80 millions. Still the losses were lesser than the previous year by $2 billion. A major part of profit contribution has been from their retail and commercial businesses that made profits of about $4.3bn this year. Even the personal financial services business made profits for the first time in past 2 years.
The bank also sold its $4.3bn US car loan portfolio. The bank also increased its lending in order to expand its business and profits. The provisions for bad loans and other credit risks amounted to $7.5 billion downward from $13.9 billion a year earlier.
HSBC’s profits in Asia were up by 20% reaching $5.6 billion; they rose by 36% in Latin America to 900 million and a 19% increase from Europe reaching $2.8 billion. They faced losses of 39% in Middle East of $393 million.
The rise in profits was also great news for the bank’s investors. The shares went up by 4.8% and reached 676.7 pence at the London stock exchange just after the profits were declared. The bank declared dividends of $2.8bn that came to 16 cents a share.
Cash loan are quick means to get some quick cash loans to pay an urgent and unexpected bill, or control of your finances till next payday. While applying for cash loans check the interest rates.
Previous Post:Coming out of recession
HSBC was in profits in every region except North America where it faced losses of $80 millions. Still the losses were lesser than the previous year by $2 billion. A major part of profit contribution has been from their retail and commercial businesses that made profits of about $4.3bn this year. Even the personal financial services business made profits for the first time in past 2 years.
The bank also sold its $4.3bn US car loan portfolio. The bank also increased its lending in order to expand its business and profits. The provisions for bad loans and other credit risks amounted to $7.5 billion downward from $13.9 billion a year earlier.
HSBC’s profits in Asia were up by 20% reaching $5.6 billion; they rose by 36% in Latin America to 900 million and a 19% increase from Europe reaching $2.8 billion. They faced losses of 39% in Middle East of $393 million.
The rise in profits was also great news for the bank’s investors. The shares went up by 4.8% and reached 676.7 pence at the London stock exchange just after the profits were declared. The bank declared dividends of $2.8bn that came to 16 cents a share.
Cash loan are quick means to get some quick cash loans to pay an urgent and unexpected bill, or control of your finances till next payday. While applying for cash loans check the interest rates.
Previous Post:Coming out of recession
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